Empowering the next wave of investors
building cash-flowing portfolios.
Build Real Wealth Faster with Co-Living Real Estate
Get the tools, training, and live investment access you need to confidently build a cash-flowing portfolio—without wasting years on traditional rentals.
The 20/20 New-Build Co-Living Model
A purpose-built 20-bed / 20-bath co-living development designed to solve the challenges investors face with retrofits, inefficiencies, and unpredictable renovations.
This project showcases how thoughtful design, construction planning, and conservative underwriting come together in a modern co-living build.
Ground-up construction designed specifically for co-living
One bedroom = one bathroom (simplifies management & demand)
Optimized layouts for durability, privacy, and turnover efficiency
Built with long-term operations and scalability in mind
Designed for workforce and shared-housing demand
If you’re curious how co-living construction decisions are made before a shovel hits the ground, we walk through the thinking behind projects like this during our weekly Construction Mastery call.
This session is focused on education and real-world decision-making, not theory.
Learn How This Was Designed — Live
What They’ll Learn
Renovation vs. ground-up build decision frameworks
Cost-per-square-foot tradeoffs
Layout choices that affect operations and returns
Common construction mistakes investors make (and how to avoid them)
How experienced teams think through scalability
What Investors Are Saying
We believe transparency and education matter. Here’s what investors have shared about their experience learning, engaging, and partnering with our team.
Whether you’re new to co-living or refining your development strategy, understanding construction fundamentals is what separates guesswork from intentional investing.
"Highly recommend this"
“The Subto Co-Living Semesters program made co-living finally click. I joined a live deal and learned more in one month than a year of YouTube.”
— James R., Houston Investor
Tools. Training. Real Deals. Real People.
Your Proven Path to Co-Living Wealth
Built by active investors to bridge the gap between dreaming and doing.
📘 Beginner’s eBook: Co-Living 101
Understand the model, learn the steps, and get past the learning curve without the fluff.
💬 Supportive Community
Get honest feedback, expert Q&A, and motivation from fellow co-living investors
🔍 Co-Living Deal Calculator
Quickly estimate cash flow, ROI, and key metric. No experience needed.
💼 Join Our Office Hours
Watch how deals are structured in real time and invest alongside us.
Unlock Your Co-Living Potential with the
Co-Living Calculator
Build smarter, faster, and with clarity. Our proprietary Co-Living Calculator helps investors accurately model returns, optimize room counts, project NOI, and evaluate property potential with precision.
Estimate your monthly income
Understand impact of expenses
Get your NET monthly profits
Optimize for Annual cash-on-cash return
Why Traditional Real Estate Leaves So Many Behind
Real estate is supposed to be the vehicle to passive income—but if you’ve tried to get started, you know how hard it really is:
❌ Overwhelmed by Complexity? Drowning in blogs, YouTube videos, and conflicting advice?
⌛ Frustrated by Slow ROI? Buy-and-hold rentals promise cash flow... someday.
😰 Afraid to Make a Bad Deal? You’re not alone. Most beginners get stuck in analysis paralysis.
🧭 Wish You Had a Mentor? Someone real. Someone doing deals now—not in 2012.
You’re not lazy. You’re navigating a broken system.
It’s time for a smarter, faster, community-backed way to invest.
Meet the Team
READY TO GIVE US A TRY?
More Than Just a Course:
It’s a Complete Ecosystem
No fluff. You’ll master a niche most investors miss. Learn through real, vetted deals. See the wins and the mistakes—no gatekeeping. Invest with pros, even with low capital.
Frequently Asked Questions
Do I need experience to get started?
No. Our free resources are built for beginners—plus, you’ll learn directly from active investors.
How much time does this take?
Learn at your own pace. The training is efficient, and live deals offer optional participation.
What if I don’t have much money to invest?
That’s why we love co-living. It’s scalable—and platforms like Fractional allow lower-capital entry.
What’s the minimum to invest?
You can start with minimum of $5,000, more details will be shared on the live capital raise Zoom.
Is this legit or another “guru” course?
We’re not influencers. We’re fiduciaries. You’ll see the real numbers, real pivots, and real progress.
Ready to Start Your First (or Next) Co-Living Investment?
Stop second-guessing. Start building. Access the Co-Living Starter Toolkit and finally gain the confidence to take action.